Which local rules shape your access?
Our Legal position starts with location and account ownership. Access depends on local law, and you are responsible for confirming that use is permitted where you live in Indonesia. We may request phone verification before account access and can ask for additional details when a wallet
-
1
record or withdrawal needs checking. Payment references from DANA, OVO, GoPay, QRIS, bank transfer or a virtual account are kept with the related account record so we can match a request correctly. The Legal page should be read with the account terms shown during your account
-
2
flow. If a rule changes, we may update the wording, limit a function or ask you to confirm details again. Semarang and other Indonesian locations follow the same location-based access principle; we do not treat a city name as permission to use the service.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.